Question 1

Can foreigners own property in Bali? What ownership structure is used?

Accepted Answer

Indonesian law restricts freehold (Hak Milik) to Indonesian citizens. Foreign investors typically acquire luxury real estate in Bali through long-term leasehold (Hak Sewa, commonly 25–30 years with documented extension mechanisms) or via Hak Pakai / PMA (a wholly-owned Indonesian limited company). CROWNHAVEN structures every transaction with independent local counsel, registers leases at the local land office (BPN) and contractually documents extension rights ahead of closing.

Question 2

What ownership rights do foreigners have in Dubai real estate?

Accepted Answer

Dubai permits 100% freehold ownership for non-UAE nationals within designated freehold zones (including Palm Jumeirah, Downtown Dubai, Dubai Marina and Business Bay). Title is registered at the Dubai Land Department (DLD) under the buyer's name. Qualifying ticket sizes also unlock the UAE Golden Visa programme.

Question 3

Is freehold ownership available in the Maldives?

Accepted Answer

The Maldives does not grant freehold land to foreign individuals. Foreign investors acquire branded residences and resort suites through long-term hospitality structures backed by the operator and the regulator. Investment is fully title-insured and contractually documented; supply caps at atoll level support long-term value.

Question 4

How can foreigners own real estate in Thailand?

Accepted Answer

Foreigners may freehold condominium units within the 49% foreign-ownership quota of each building. Villas are typically acquired through a registered 30+30+30 year leasehold on the land plus full freehold of the structure, or via a Thai limited company. CROWNHAVEN structures every Thai acquisition with title insurance arranged at closing.

Question 5

Can foreigners own property in Zanzibar?

Accepted Answer

Yes — within government-approved investment zones, foreign investors may acquire freehold-equivalent rights under Zanzibar Investment Authority (ZIPA) framework. CROWNHAVEN works only inside approved zones and ensures full title registration alongside an EPA-compliant environmental certificate.

Question 6

How is rental income from luxury real estate taxed in these markets?

Accepted Answer

Indonesia: 10% final tax on gross rental for individuals; corporate structures taxed differently. UAE: no income tax on individual rental income, only a 5% tourism municipality fee on short-stay. Maldives: GST (16%) collected by the operator; no personal income tax. Thailand: progressive tax with deductions and treaty relief available. We provide jurisdiction-specific tax memoranda alongside the investment memo.

Question 7

How does the exit work? Can I resell before completion?

Accepted Answer

Most CROWNHAVEN structures permit resale at any stage. Pre-completion resales typically require developer approval and an administrative fee (1–3%). Post-completion, properties trade on the secondary market with the operator or through CROWNHAVEN's resale desk; freehold Dubai and Thai condominium titles offer the deepest secondary liquidity.

Question 8

How realistic are the projected yields in your portfolio?

Accepted Answer

Returns are modelled on operator-supplied data, audited revenue from comparable assets and conservative OPEX assumptions. Returns above 16% p.a. reflect pre-launch entry, early-cycle pricing and operator-side incentives negotiated by CROWNHAVEN for our private clients. Every projection is stress-tested for occupancy and ADR sensitivity in the private investment memorandum.

Question 9

Do CROWNHAVEN clients receive special terms from developers?

Accepted Answer

Yes. Through our private mandates with operators and developers, our clients access pre-release allocations, longer payment plans, guaranteed yield periods during construction and unit selection that is not available on the open market. These incentives are documented in the reservation agreement.

Question 10

What currency is the transaction in, and how do I hedge currency risk?

Accepted Answer

Most transactions are denominated in USD or EUR; Dubai and Thailand also accept AED and THB respectively. We coordinate with regulated FX providers for staged conversion and forward contracts, which is recommended for buyers funding from non-USD income streams.

Question 11

Who manages the property and the rental programme?

Accepted Answer

Every CROWNHAVEN opportunity is operated by a vetted hospitality partner or branded operator with an audited rental distribution. Owners receive quarterly or annual statements with audited cash flow, occupancy and ADR. Personal-use weeks are blocked through a centralised owner portal.

Question 12

Can I use the property myself?

Accepted Answer

Yes — most opportunities allow 2–6 weeks of personal use per year, with high season subject to scheduling. Some branded residences include unlimited personal use with rental during your absence. Specific terms are in the management agreement.

Question 13

What due diligence does CROWNHAVEN perform before listing an opportunity?

Accepted Answer

Every property passes a five-stage filter: (1) developer track record and financial standing, (2) legal title and structural review by independent counsel, (3) operator and HMA review, (4) underwriting of yield assumptions against comparable assets, (5) reputational and AML screening. Roughly 8% of reviewed deals are added to the portfolio.

Question 14

What does the typical acquisition timeline look like?

Accepted Answer

From private consultation to signed reservation: 7–14 days. Legal closing typically completes within 30–60 days for off-plan, 60–90 days for completed assets, depending on jurisdiction. We coordinate the entire process — from initial introduction to operator handover.

Question 15

Are payment plans available?

Accepted Answer

Yes. Most off-plan opportunities offer staged payment plans tied to construction milestones (typically 20–30% on signing, balance against verified construction progress). Several developers also offer post-handover plans for CROWNHAVEN private clients. Plans are confirmed in the reservation agreement.

Question 16

What is the minimum investment ticket?

Accepted Answer

Retail residence opportunities start from approximately $105,000 in Bali; co-development mandates start at $2,000,000. The right structure depends on your liquidity profile, return target and the role you want to play in the asset's lifecycle.

Legal, investment and due-diligence questions — answered.